Stock Market Alternatives for your IRA's and 401K's

Stock Market give you a beating in the last few days or over the last few years? There is an alternative for your IRA or 401k money. Buy some income producing property and take control of your future!

By moving your IRA or 401k money to a self-directed IRA, you can hold real estate, tax deeds and many other items. I am only concerned with holding of Real Estate. There are many guidelines to go along with the many benefits.

Here is how it works;
First you choose a self directed IRA administrator like Mountain West IRA to move your money to. No penalties  - you are not withdrawing, just rolling over. Next, you identify an income producing or investment property to purchase here in Park City, with me as your Buyer's agent. Vacant land can also be held by a self-directed IRA with the intent that this property will increase in value and someday make you some money. This property can be purchased in full by your self-directed IRA, or there are loans available for certain properties. The loans are non-recourse and are loaned to your IRA based on the income producing history of the property, not your personal credit or income.

Now, you can't buy that ski home for your personal use, the IRS does not allow that type of usage. However, you can buy that ski home or condo for your future financial security. In theory, this income producing property will hold its own and cover most expenses, and hopefully gain in equity as our market recovers. Of course, there is risk involved. If you had your IRA in the stock market and it falters, you are affected. If you have your IRA money in Real Estate and the market falters, you are affected. In both scenarios you are only affected if you need to sell while the market is experiencing a downturn.

There are so many scenarios to explore along with the rules and guidelines, I recommend calling a professional. This is a very simplified summary.

Are you in Park City on August 11th? John Galane of Mountain West IRA will be giving an 8 hour in-depth class about how to hold real estate in a self-directed IRA. See flyer below. I have represented a buyer using Mountain West IRA as their administrator of their sself-directed IRA, and the process was easy. Quite painless. I am happy to answer questions about how that transaction went and how we could find a property for you. Call me at 435-731-0803

Red Ledges Golf in Heber City, Utah 1 day only Lot Sale only $175,000 - get 3% back !

On July 30th, Red Ledges is having a 1 day sale of a select group of their custom home sites at a screaming deal of $175,000, including a Golf Membership!

Red Ledges is a gorgeous golf community set in the foothills of Heber City, Utah about 20 minutes from Park City. Red Ledges was voted Golfweek's #1 Residential Course for 2010 and 2011. It is the home of the Cliff Drysdale Tennis Academy, has a Jack Nicklaus Signature Golf course and they are just putting the finishing touches on their swim and fitness clubhouse.

Purchase one of these lots (or any Red Ledges lot) with me as your buyer's agent and get back 3% of your purchase price*! I must register you with Red Ledges and you must close to receive your 3% back.

Buying long distance? No problem. I can scout out the great lots for you and send pictures to you. Call me today! 435-731-0803 Heather Feldman, Equity Real Estate.

Want to grab one before the July 30th date? No problem. Same great $175,000 price, same deal stands.
Not all lots at Red Ledges are priced at $175,000.
* 3% back to buyer applies to any lot at Red Ledges, and doesnot apply toward completed homes, Mountain Villas or Cottage homes.
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